If your application for the Ehsaas Program or BISP (Benazir Income Support Programme) has been rejected due to a high PMT score, you’re not alone. Thousands of deserving families in Pakistan face this issue every year. The good news? You can take practical steps to correct your data and potentially reduce your PMT score to qualify for financial assistance.
In this guide, you’ll learn what the PMT score is, why it matters, and how to improve your eligibility.
What is PMT Score in Ehsaas Program?
PMT (Proxy Means Test) score is a system used by the government to evaluate your financial condition. It is calculated based on your household data, including:
- Monthly income
- Family size
- House ownership
- Utility bills
- Assets (vehicles, land, etc.)
Each applicant gets a score between 0 to 100. The lower your score, the higher your chances of qualifying for BISP payments.
Generally, families with a PMT score below 32–37 are considered eligible.
Why Your PMT Score Might Be High
Before trying to reduce your score, it’s important to understand what’s causing it to be high:
- Incorrect or outdated NADRA data
- Registered vehicle or property in your name
- High electricity or gas bills
- Government job or stable income record
- Bank account activity showing financial strength
Even small mistakes in your data can increase your PMT score significantly.
How to Reduce Ehsaas Program PMT Score
Here are effective and legal ways to lower your PMT score and improve eligibility:
1. Update Your NADRA Information
Your PMT score is heavily based on NADRA records. If your data is outdated or incorrect:
- Visit the nearest NADRA office
- Update family details (marital status, dependents, etc.)
- Remove incorrect employment or income details
Accurate data can help reflect your real financial condition.
2. Complete NSER Survey Again
The NSER (National Socio-Economic Registry) survey is crucial.
- Visit the nearest BISP Tehsil Office
- Request a re-survey
- Provide honest and updated information
If your circumstances have changed (job loss, increased family size), your new survey may reduce your score.
3. Avoid False Asset Registration
If assets like vehicles or land are mistakenly registered in your name:
- Get them legally transferred to the actual owner
- Update records through relevant authorities
Even one registered asset can push your score above the eligibility limit.
4. Reduce Utility Consumption Records
High electricity or gas bills signal financial stability.
- Try to reduce monthly consumption
- Avoid commercial usage on domestic connections
Lower bills over time may reflect in your evaluation.
5. Verify Your Family Data
Ensure all family members are correctly listed:
- Add dependents (children, unemployed members)
- Remove individuals who no longer live with you
A larger dependent family often results in a lower PMT score.
6. Avoid Government Employment Records
If you or a family member were previously employed in a government job but are no longer working:
- Update employment status
- Provide proof if required
Government employment automatically increases your PMT score.
7. Submit Complaint via BISP Portal
If you believe your score is unfair:
- Visit the official BISP complaint center
- Submit a correction request
- Track your application status
This step is important if your data is correct but your score still seems high.
Important Tips to Remember
- Never provide false information — it can lead to permanent disqualification
- Always keep your CNIC and documents updated
- Regularly check your eligibility through 8171 service
- Visit official centers only — avoid agents or fraudsters
How to Check Your PMT Score & Eligibility
You can easily check your status using these methods:
SMS Method:
- Send your CNIC number to 8171
Online Method:
- Visit the official 8171 web portal
- Enter your CNIC number
- Check your eligibility status instantly
Final Thoughts
Reducing your PMT score is not about manipulation — it’s about correcting your data and ensuring your financial reality is properly recorded. Many deserving families are initially declared ineligible simply due to outdated or incorrect information.
By updating your records, completing the NSER survey, and ensuring transparency, you can improve your chances of qualifying for BISP payments.
If you’re truly eligible, don’t give up — take the right steps and reapply. Financial support is your right, and the system is designed to help those who need it most.
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